Six strategies to lower your tax bill for 2025 Yuck – it’s tax time... again! Maybe you’ve already completed, filed and paid for the year. If so, then way to go! You are in a very proactive minority. There aren’t a lot of stats about when people file, but a survey in 2019 indicated that on April 2, 51percent of British Columbians had yet to file their tax returns. If you … [Read more...] about It’s a taxing time
Arnold Machel, CFP®
Arnold Machel lives, works and worships in the White Rock/South Surrey area and has been writing articles for the Light Magazine for over 10 years. He is a Certified Financial Planner® with Visionvest Financial Planning & Services.
Where there’s a will: 5 estate planning pitfalls to avoid
Let’s just start off with a huge caveat. I am not a lawyer. I don’t prepare or give advice on the preparation of wills, powers of attorney or representation agreements. I do, however, help people to understand the financial implications of their decisions and so I often help guide people with those items. In short, I work with families and lawyers to assist in good decision … [Read more...] about Where there’s a will: 5 estate planning pitfalls to avoid
Christmas in February
Taking advantage of temporary legislative changes On November 15 of last year, the Canadian Union of Postal Workers initiated strike action, suspending delivery of mail in Canada. In this day and age of email and online payment systems, postal strikes do not have anywhere near the negative consequences as in the past. Our clients choose for the most part to receive their … [Read more...] about Christmas in February
A New Year, a new you: Change doesn’t always come easy
I don’t get it. To me, it’s hard (really hard) not to love Jesus’ teaching. Throughout His life on this earth, Jesus preached love and hope. How can you not agree with that? In fact, recently I said to a group of friends that I don’t understand why everyone didn’t follow Christianity. Even if I didn’t believe in God or Christ, I would find the core message of Christianity (the … [Read more...] about A New Year, a new you: Change doesn’t always come easy
Generosity: Part 3, Generosity leads to joy
Rick Warren, in his book The Purpose Driven Life said, “it’s not about you” and while I agree that it’s not about us, I also believe that almost all of the time, when God wants us to do something, it benefits us. We may not be able to see it, but it’s usually there. I won’t rule out that the odd time He might ask us to do something solely for the benefit of someone … [Read more...] about Generosity: Part 3, Generosity leads to joy