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Arnold Machel, CFP®

Arnold MachelArnold Machel lives, works, and worships in the White Rock/South Surrey area. In 1995, he founded Visionvest Financial Planning & Services with the dual goals of “effecting positive financial change” and assisting clients to “Invest with Vision”. Since that time Visionvest has received numerous recognitions, including being voted in the top three in the Best Investment/Financial Advisor category by Peace Arch News readers for the past four years in a row.
Arnold has held the Certified Financial Planner® designation since 1998 and has served on many boards, currently sitting on the board of Abundance Canada (formerly the Mennonite Foundation of Canada), a national charity focused on helping Canadians give generously. He is currently a co-host with his son, Ben, on the popular monthly Retire In BC podcast.
Questions and comments can be directed to him at dr.rrsp@visionvest.ca. Please note that all comments are of a general nature and should not be relied upon as individual advice. While every attempt is made to ensure accuracy, facts and figures are not guaranteed.

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The Duke of Westminster Principle

September 20, 2024 by Arnold Machel, CFP® Leave a Comment

Duke-ing it out with the CRA The year was 1930. The big crash in America had just occurred, but it had a world-wide impact. Everyone was doing everything they could to stay afloat and reduce their expenses.  The Duke of Westminster, tired of the exorbitant income taxes he had to pay every year, had his advisors review the income tax legislation at the time and … [Read more...] about The Duke of Westminster Principle

Make more money; pay less tax

August 20, 2024 by Arnold Machel, CFP® 1 Comment

make more money pay less tax

A Conversation with John  John*, a prospective client, was in my office and we were having a preliminary chat. “Last year I had to pay an extra $10,000 in taxes! Is there something you could do about that?” John asked. “I’m not sure. I see that you’ve brought in your tax returns. Mind if I take a look at them?” I replied. Within minutes of reviewing his returns, I … [Read more...] about Make more money; pay less tax

Free money – I just had to share

June 17, 2024 by Arnold Machel, CFP® Leave a Comment

Arnold Machel Disability

I don’t know about you, but I like free money. I really like free money. Additionally, I get a kick out of discovering hidden gems. So, when I find a little-known secret that offers free money to people, I get really jazzed.  If you have a Registered Disability Savings Plan (RDSP) or think you might be eligible for one, this article is for you. If you know … [Read more...] about Free money – I just had to share

Setting up a My Service Canada account

May 15, 2024 by Arnold Machel, CFP® Leave a Comment

my service canada account

Last month I wrote about the CRA My Account. If you acted on that article, you now have an account set up and can look up all sorts of useful information, get status updates, and upload documents when the CRA asks for them. If you haven’t registered yet, this can serve as your reminder. Since we’re on the subject of government platforms, did you know they have another useful … [Read more...] about Setting up a My Service Canada account

CRA My Account

April 2, 2024 by Arnold Machel, CFP® Leave a Comment

CRA My account

You know you waaaant it! It’s a good bet at this time of year that you have income taxes on your mind. Maybe you have yet to file your return and you’re stressing about that, or maybe you have already filed and are anxious for your refund. Either way, this a great time to set up your Canada Revenue Agency (CRA) My Account, if you haven’t already. There are many reasons to … [Read more...] about CRA My Account

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