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Finances

Who doesn’t like free money?

July 1, 2025 by Arnold Machel, CFP® Leave a Comment

Arnold Machel Disability

Understanding the underutilized disability tax credit This is important! This article could put $90,000 into the hands of someone you know! And I am not exaggerating. Please send this article to anyone and everyone you know who is disabled (however mild) or who has a disabled individual in their life. You might be responsible for changing their life. It seems that I write … [Read more...] about Who doesn’t like free money?

Understanding tariffs and how they may affect you

June 16, 2025 by Arnold Machel, CFP® Leave a Comment

cargo

The US has had tariffs since the Tariff Act of 1789. They are not new. Free Trade in North America is relatively new. We first crafted a Canada US Free Trade Agreement (CUSFTA) in 1988. It was then followed up by the North American Free Trade Agreement (NAFTA) in 1994 and finally that was replaced by the United State-Mexico-Canada Agreement (CUSMA). Prior to that we had … [Read more...] about Understanding tariffs and how they may affect you

Scary Times: Three strategies to reduce your anxiety

May 15, 2025 by Arnold Machel, CFP® Leave a Comment

fear and greed index

Lately, clients have been coming into my office and expressing shock and awe at how well their portfolios have done. I’d love to take the credit, but for the most part it’s been due to a mismatch between reality and a perception caused by media coverage. Things just aren’t as bad out there as you might believe if you based everything on what you heard in the media. Never in … [Read more...] about Scary Times: Three strategies to reduce your anxiety

It’s a taxing time

April 16, 2025 by Arnold Machel, CFP® Leave a Comment

Six strategies to lower your tax bill for 2025 Yuck – it’s tax time... again! Maybe you’ve already completed, filed and paid for the year. If so, then way to go! You are in a very proactive minority. There aren’t a lot of stats about when people file, but a survey in 2019 indicated that on April 2, 51percent of British Columbians had yet to file their tax returns. If you … [Read more...] about It’s a taxing time

Where there’s a will: 5 estate planning pitfalls to avoid

March 3, 2025 by Arnold Machel, CFP® 1 Comment

will

Let’s just start off with a huge caveat. I am not a lawyer. I don’t prepare or give advice on the preparation of wills, powers of attorney or representation agreements. I do, however, help people to understand the financial implications of their decisions and so I often help guide people with those items. In short, I work with families and lawyers to assist in good decision … [Read more...] about Where there’s a will: 5 estate planning pitfalls to avoid

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