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Arnold Machel, CFP®

Arnold MachelArnold Machel lives, works and worships in the White Rock/South Surrey area and has been writing articles for the Light Magazine for over 10 years. He is a Certified Financial Planner® with Visionvest Financial Planning & Services.

How should we then invest?

March 2, 2020 by Arnold Machel, CFP® Leave a Comment

Stock market

In light of our faith, how should we then invest? It’s not an easy question and I don’t have any easy answer. It’s one of the greatest and most persistent concerns that I have had during my thirty-five years as an investor; even more so during the past twenty-five years investing in a professional capacity. When I started out, we called it “Ethical Investing”. Then it became … [Read more...] about How should we then invest?

Be willing to do the thing poorly, in order to learn to do it well

February 3, 2020 by Arnold Machel, CFP® Leave a Comment

Be willing to do the thing poorly, in order to learn to do it well

Do you remember that movie from the ‘90s, Groundhog Day?  It’s the one where Bill Murray was stuck in a time loop, waking up every day being forced to re-live the same day over and over and over again. Do you feel like that sometimes? Like you are stuck – emotionally, spiritually, financially?  February 2 is officially Groundhog Day – thirty-three days into the New … [Read more...] about Be willing to do the thing poorly, in order to learn to do it well

Futurecasting your life

January 1, 2020 by Arnold Machel, CFP® Leave a Comment

investing

The new year is here and many of us have already broken most of the resolutions we’ve made. This month, I want to encourage you to take a good hard look into your future and re-think some of those resolutions and goals in the context of what’s coming down the pike for you. It is called future casing your life. This exercise is valuable from a financial perspective, but because … [Read more...] about Futurecasting your life

A taxing time

December 1, 2019 by Arnold Machel, CFP® Leave a Comment

The government fully admits it. It’s there in black and white on the Government of Canada website (canada.ca) on the History of Taxes. “In 1917, as a temporary measure to help finance the war, the federal government introduced the Income Tax War Act, covering both personal and corporate income.” It then took 31 years for them to finally admit that “…income tax was no longer … [Read more...] about A taxing time

The danger of avoiding probate through the use of joint accounts

November 1, 2019 by Arnold Machel, CFP® Leave a Comment

funeral

Avoiding probate is a topic that regularly comes up in conversations here in my office. Unfortunately, all too often the tail (probate fees) is wagging the dog (estate planning). Proper estate planning takes the cost of probate into consideration and, where it makes sense, proper estate planning will take steps to avoid those costs, but cost savings shouldn’t be the main … [Read more...] about The danger of avoiding probate through the use of joint accounts

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