Do you have more month left at the end of your money? You aren’t alone. Rising prices and rents/mortgages have created financial struggles for many families. I empathize. There is a good chance that I’ve been right where you are – maybe even worse off. Fortunately, I’m not in that position now, but I can definitely remember what it was like. I can’t tell you specifically … [Read more...] about Living in difficult times: Part 1, lessons learned
Arnold Machel, CFP®
Arnold Machel lives, works, and worships in the White Rock/South Surrey area. In 1995, he founded Visionvest Financial Planning & Services with the dual goals of “effecting positive financial change” and assisting clients to “Invest with Vision”. Since that time Visionvest has received numerous recognitions, including being voted in the top three in the Best Investment/Financial Advisor category by Peace Arch News readers for the past four years in a row.
Arnold has held the Certified Financial Planner® designation since 1998 and has served on many boards, currently sitting on the board of Abundance Canada (formerly the Mennonite Foundation of Canada), a national charity focused on helping Canadians give generously. He is currently a co-host with his son, Ben, on the popular monthly Retire In BC podcast.
Questions and comments can be directed to him at dr.rrsp@visionvest.ca. Please note that all comments are of a general nature and should not be relied upon as individual advice. While every attempt is made to ensure accuracy, facts and figures are not guaranteed.
What to expect when you are expecting a tax refund
Tax returns aren’t due for most people until the end of April, but every year around this time we get asked, “Do I have all of my tax slips?” or “Which tax slips should I be expecting?” To answer some of these questions, we’ve put together a handy guide to help with that. Chasing down all the slips needed to file a return is often a huge pain. Fortunately, the Canada Revenue … [Read more...] about What to expect when you are expecting a tax refund
Retirement Saving Plans: should you contribute to an RRSP
Over the past decade or so, the government has introduced a number of new savings vehicles and made enhancements to existing ones. Obviously having more options is a positive thing, but with choice comes decisions and complexity. And indeed, having more options has made the decision of which type of account to use for your retirement savings much more complicated. Something … [Read more...] about Retirement Saving Plans: should you contribute to an RRSP
Get your foot in the door of your brand-new home
by Ben Machel, CFP® For this month’s article we have a special treat – rather than my regular column I’ve brought in a guest writer. My son, Ben, joined the family practice seven years ago, and because the topic of this article is aimed at younger Canadians, I thought it would be best to hear from someone in that demographic. Read on for Ben’s thoughts about the Canadian … [Read more...] about Get your foot in the door of your brand-new home
Preparing for an emergency, the Go-Bag
We’ve all seen it in the movies or on a TV show. Someone gets a call. There’s no time. They need to leave NOW. Their “get-out-of-dodge” bag is already packed. They grab it and go. Are you preparing for an emergency? Could you Grab a Go-bag and be ready to go in minutes? Or even seconds? Sometimes referred to as a GOOD (short for Get Out of Dodge) bag, or more simply … [Read more...] about Preparing for an emergency, the Go-Bag