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Life

Navigating the facets of everyday life including managing finances, growing old, being single, staying healthy and more.

It’s a taxing time

April 16, 2025 by Arnold Machel, CFP® Leave a Comment

Six strategies to lower your tax bill for 2025 Yuck – it’s tax time... again! Maybe you’ve already completed, filed and paid for the year. If so, then way to go! You are in a very proactive minority. There aren’t a lot of stats about when people file, but a survey in 2019 indicated that on April 2, 51percent of British Columbians had yet to file their tax returns. If you … [Read more...] about It’s a taxing time

Decluttering outwardly and inwardly

March 17, 2025 by April Yamasaki Leave a Comment

decluttering

“You’re not moving, are you?” asked one of my neighbours with a concerned look on her face. “No, I’m just trying to get more organized at home,” I reassured her. But I could see why she thought I might be getting ready to move. Several of our neighbours had left recently, and I had been stacking a number of boxes beside the garage for the next thrift store pickup. That’s when … [Read more...] about Decluttering outwardly and inwardly

Where there’s a will: 5 estate planning pitfalls to avoid

March 3, 2025 by Arnold Machel, CFP® 1 Comment

will

Let’s just start off with a huge caveat. I am not a lawyer. I don’t prepare or give advice on the preparation of wills, powers of attorney or representation agreements. I do, however, help people to understand the financial implications of their decisions and so I often help guide people with those items. In short, I work with families and lawyers to assist in good decision … [Read more...] about Where there’s a will: 5 estate planning pitfalls to avoid

Christmas in February

February 17, 2025 by Arnold Machel, CFP® Leave a Comment

Christmas in February

Taking advantage of temporary legislative changes On November 15 of last year, the Canadian Union of Postal Workers initiated strike action, suspending delivery of mail in Canada. In this day and age of email and online payment systems, postal strikes do not have anywhere near the negative consequences as in the past. Our clients choose for the most part to receive their … [Read more...] about Christmas in February

A New Year, a new you: Change doesn’t always come easy

February 3, 2025 by Arnold Machel, CFP® Leave a Comment

new year new you

I don’t get it. To me, it’s hard (really hard) not to love Jesus’ teaching. Throughout His life on this earth, Jesus preached love and hope. How can you not agree with that? In fact, recently I said to a group of friends that I don’t understand why everyone didn’t follow Christianity. Even if I didn’t believe in God or Christ, I would find the core message of Christianity (the … [Read more...] about A New Year, a new you: Change doesn’t always come easy

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