Finances

Taking advantage of temporary legislative changes On November 15 of last year, the Canadian Union of Postal Workers initiated strike action, suspending delivery of mail in Canada. In this day and age of email and online payment systems, postal strikes do not have anywhere near the negative consequences as in the past. Our clients choose for the most part to receive their … [Read more...] about Christmas in February

Generosity Part 1: Love love Love leads to generosity. That makes sense, doesn’t it? It certainly does to me. Imagine your kids or your spouse or anyone else you love. Don’t you just want to give them good stuff? To put it more biblically, if your son asks for bread, would you give him a stone instead? I don’t think it’s just me, I think that almost all of us tend to be … [Read more...] about Generosity, Part 2: Love leads to generosity

Part 1: Love love It wasn’t that long ago that I wrote about how I feared that those of us who write about Christian money matters all too often focus on the “shoulds” or the “oughts”. That we provoke and admonish others to give more, when instead, we should perhaps spend more time inviting people along with us on a journey to a better way. I hope to remedy that in the … [Read more...] about Generosity

Duke-ing it out with the CRA The year was 1930. The big crash in America had just occurred, but it had a world-wide impact. Everyone was doing everything they could to stay afloat and reduce their expenses.  The Duke of Westminster, tired of the exorbitant income taxes he had to pay every year, had his advisors review the income tax legislation at the time and … [Read more...] about The Duke of Westminster Principle

A Conversation with John  John*, a prospective client, was in my office and we were having a preliminary chat. “Last year I had to pay an extra $10,000 in taxes! Is there something you could do about that?” John asked. “I’m not sure. I see that you’ve brought in your tax returns. Mind if I take a look at them?” I replied. Within minutes of reviewing his returns, I … [Read more...] about Make more money; pay less tax