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Life

Navigating the facets of everyday life including managing finances, growing old, being single, staying healthy and more.

Care… but not that much

July 31, 2023 by Arnold Machel, CFP® Leave a Comment

The little-known secret to getting ahead financially Over the many years that I’ve helped people get ahead financially, I’ve noticed that certain principles keep coming back. One of those principles is to care... but not that much. Those that earn the most, care about their money, but not that much. At least that’s the case when it comes to the day-to-day … [Read more...] about Care… but not that much

Maintain good foot health

July 31, 2023 by Lilianne Fuller Leave a Comment

To maintain good overall health doctors recommend walking at least 10,000 steps a day. In addition, numerous studies declare this is a great way to keep off excess pounds, make our bodies more flexible, and improve mental acuity. But how can you walk that 10,000 steps a day if your feet hurt? That’s why it’s important to maintain good foot health. There are many ways to … [Read more...] about Maintain good foot health

Unintended consequences: The hidden costs of a higher minimum wage

July 6, 2023 by Arnold Machel, CFP® Leave a Comment

Sometimes I wish Aesop was still around today, he wrote, “Be careful what you wish for, lest it come true.”  All too often we get what we wish for but often at the cost of unintended consequences. Actions with the absolute best of intentions sometimes lead to extremely poor unintended results. For example, the hidden costs of a higher minimum wage. I once had a … [Read more...] about Unintended consequences: The hidden costs of a higher minimum wage

Seniors at the mercy of scammers

June 7, 2023 by Lilianne Fuller 2 Comments

The phone call came around midday. “Grandma, grandma, I need your help! I’ve been in an accident!” Grace Smith* was alarmed and asked. “Jenna, is that you? “Yes, I was in an accident, and I need your help!” the caller explained. Grace knew that Jenna had a close relationship with her father, so she asked, “Did you call your dad?” “No grandma, only you can help me, they don’t … [Read more...] about Seniors at the mercy of scammers

What are your plans for your tax return? 

June 7, 2023 by Arnold Machel, CFP® Leave a Comment

Tax refund plans chart

In Canada, filing an income tax return is not required if you don’t owe tax unless you are specifically asked to file by the Canada Revenue Agency (CRA). However, many means-tested programs are based on data from the return, so it is often advantageous to file whether you need to or not. Have you filed your tax return yet?  I hope so. The deadline for most people to … [Read more...] about What are your plans for your tax return? 

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