The three D’s of Tax Smart Investing are Deduct, Divide and Defer. Generally, Tax Deductions are best as they usually offer the highest tax savings. Dividing can offer substantial tax savings if you are able to shift income from a high bracket taxpayer to a low bracket taxpayer. And deferring can provide substantial tax savings but is best when the deferral is decades … [Read more...] about Deduct, divide and defer, taking advantage of a little-known tax strategy
Life
Navigating the facets of everyday life including managing finances, growing old, being single, staying healthy and more.
To market, to market: How the stock market really works
I’ve had a few people express some incredulity at the resilience of the stock markets lately. At the time of writing, the Dow has increased by more than 45 percent off its bottom of 18,592 on March 23. The CEO of a major mutual fund company, one whom I respect greatly, recently said he felt that the “market is overbought”. With a contrary point of view, a fund … [Read more...] about To market, to market: How the stock market really works
Supporting elderly seniors during the COVID-19 pandemic
With more than 700 seniors residing on our campus-of-care, there is a wide range of interactions and levels of supporting elderly seniors from families during this COVID-19 pandemic. As I write this today, we have reached 100 days of lockdown. This has meant there have been no visitors in the long-term care homes, and only socially distanced visits for those who live in … [Read more...] about Supporting elderly seniors during the COVID-19 pandemic
Are elderly seniors embracing new technology during COVID?
There are many reports in the news that seniors are amazingly capable and resilient when it comes to embracing new technology in this age of COVID-19 lockdown. This has proven to be true in many instances. The elderly seniors who live on the Menno Place campus of care, where I work, have seen more technology changes in their lifetime than any generation previous. Just in the … [Read more...] about Are elderly seniors embracing new technology during COVID?
A faithful feathered friend
The little fellow showed up early one morning in August. He was foraging on the ground with a flock of Dark-Eyed Juncos. As my husband Topher walked by on the cement path, he stayed on the ground while his companions fled into the trees. Instead, he followed Topher on his way into the shed. We were clearing some brush for a small seating area in our backyard among the trees and … [Read more...] about A faithful feathered friend